1. At the stage of signing up with the Company on its website or application

• 1.1. Information that will be collected: The User will be required to share personally identifying information including name, phone number and email address. This information collected is primarily required by the Company to manage the account of the User and can be used by the Company to contact the User.

• 1.2. How the information will be used: The information collected at this stage may further be used in following ways:

  • 1.1.1. Used by the Company for sending promotional communication to the User by way of text messages and emails which shall be in the nature of informing User about our services, latest progress of the Company, important information, any new scholarship tests, offers or education policies of the Company which the Company believes the User may find helpful, and other information of the like nature.
  • 1.1.2. The Company may share the information collected at this stage with our partners companies so that they may offer you their products and services. The list of our partner companies shall be updated from time to time and they shall comprise of private and public companies which are engaged in the education sector and may send the User promotional messages which may be in nature of any upcoming courses by our partners, new projects, any scholarships and other information of like nature.
  • 1.1.3.The User shall have the option to opt out of receiving promotional messages, emails and other communication as mentioned above at any time.

• 1.3 Additional access and permissions: The User will also be requested to provide access to phonebook and contacts information in the User’s device which will enable the User to seamlessly share the website or application with its contacts and invite them to the website or application using the unique sharing link that will be generated upon successful signing up of a User Company. The Company may on its own can also reach out to User’s contacts and invite them to the website or application.

2. At the stage of registration

• 2.1 Information that will be collected: The User will be required to share personal information including country of residence, current school or college in which the User or Student is enrolled in (as the case may be), details of present or future education course for which the scholarship is sought, an estimate of maximum amount for which scholarship is sought and other information relevant for the purpose of registration.

• 2.2 Additional access and permissions: The User may be required to provide access to device camera for the purpose of clicking profile pictures, recording videos, and access to microphone for recording audio and collecting voice samples, all for the purpose of confirming and establishing User’s identity, gathering critical data that aids in smooth and seamless functioning of the website or application. Users may be required to provide access to their accurate geo-location at the time of registering for the test. The platform will collect background location data to detect and confirm location.

• 2.3 How the information will be used: The personal information collected at this stage shall not be shared by the Company with any third party without authorization for any direct promotional purpose or whatsoever. The non-personally identifiable information such as country of residence, education course for which scholarship is sought, age of User may be shared publicly and with our partners — like publishers, advertisers, developers, or rights holders to provide them with detailed data based analysis as to the success of beta testing phase, final impact of company’s education policy at providing education funding and helping Users, trends about the general use of our services etc.

3: Other special permissions and accessIn addition to information mentioned herein above, the User may also be required to share the following information including but not limited to:

• 3.1 Access to device media, storage and files to upload images and documents like user ID proof or offline course marksheets, to share and store user specific documents like results, bank account information, receipts etc.

• 3.2 Usage data including information on applications running in the background and foreground on User’s device during the time when the website or app is active for the purpose of assisting in the process of creating AI & ML algorithms.

• 3.3 Device data including device type, unique device ID, IP address of device, OS type data to find device and website or app level compatibility.

• 3.4 Information regarding carrier type in order to analyze and determine which telecom and carrier networks work best for users.

• 3.5 Access to SMS and permission to read, write, edit SMS so that the app can receive, send out messages as may be needed for app related activities.

4: At the stage after successful eligibility for Scholarship

• 4.1 Information that will be collected: A Qualified User who successfully becomes eligible for scholarship as per the terms and conditions mentioned in User Agreement or as per guideline mentioned on the website or application. Users will be required to furnish personal information including financial and payment information like bank accounts details, bank statements, information about education courses that the User has enrolled in etc. This financial information, other financial information and other, not be shared with anyone at all without express Company approval & authorization.

• 4.2 How the information will be used: The information collected at this stage shall be used by the Company for maintaining database and for re-verification purposes at the time of granting the scholarship to the Qualified User. The said information shall not be shared by the Company with any third party companies for direct marketing purposes whatsoever.

1. Our Company securely stores your data and we provide physical, electronic, and procedural safeguards to protect the information we process and maintain. To illustrate, we limit the access to this Information to authorized employees only who need to access the information in order to operate, develop or improve our application/services/products.

2. The information collected at the time of signing up as mentioned in sub-clause 1.1 of clause A may be retained by the Company for informational database purposes for an indefinite time and for sending promotional communication to the User as laid out in sub-clause 1.1 of Clause A until the User decides to opt out of the same.

3. The personal sensitive information collected at the time of registration as mentioned in sub-clause 2.1 of Clause A will be stored by the company during the process of developing score prediction AI/ML algorithms and upon successful creation of the same, will be stored up to maximum period of 7 years in order to enable the Company to improve the algorithm performance and similar uses. Upon expiry of said 7 years, we will delete your data by deleting it from operational servers.

4. The personal information of a Qualified User collected for the purpose of granting scholarship which will include banking and financial information shall be retained by the Company for 6 months after the User has completed the educational course for which scholarship was granted to him and upon expiry of said 6 months, the Company will delete data from operational servers.

5. The non-identifiable information of users including the age, country of residence, educational qualification viz. graduate or postgraduate etc. will be stored by the company to analyse trends, to conduct research, to gather demographic information and usage behaviour about our User base as a whole, to analyse the effectiveness and success of our products and services and such statistical analysis may further be shared with possible sponsors ad business partners, and also by the Company to help us improve the Application, products and Services.

6. The Company may provide aggregate statistics about our User base, usage and traffic patterns, and related information to reputable third parties, however, this information when disclosed will be in an aggregate form and does not contain any of User's Personally Identifiable Information.

1. The right to access - You have the right to request Our Company for copies of your personal data. We may charge you a small fee for this service.

2. The right to rectification - You have the right to request that Our Company correct any information you believe is inaccurate. You also have the right to request Our Company to complete the information you believe is incomplete. Rectification requests shall be subject to the terms and conditions as mentioned in the User Agreement.

4. The right to restrict processing - You have the right to request that Our Company restrict the processing of your personal data, under certain conditions as per applicable law.

5. The right to object to processing - You have the right to object to Our Company’s processing of your personal data, under certain conditions as per applicable law.

6. The right to data portability - You have the right to request that Our Company transfer the data that we have collected to another organization, or directly to you, under certain conditions as per applicable law. It is clarified that in the event of such requests involving withdrawal of consent may impact the availability of services to the User and the Company fully reserves the right not to allow further usage of the Application or provide any Services or products thereunder to the User. If you make a request, we have one month to respond to you. If you would like to exercise any of these rights, please contact us at our email: connect@mokusei.in or Call us at: +91-9890536269 Or write to us: Mokusei Intelligence, Block C2, No. 110, VBHC Palmhaven, Kengeri, Bangalore - 560060, Karnataka, India.

1. As required by law, such as to comply with a subpoena, or similar legal process.

2. To enforce applicable Terms of Use, including investigation of potential violation thereof.

3. When we believe in good faith that disclosure is necessary to protect our rights, protect your safety or the safety of others, investigate fraud, address security or technical issues or respond to a government request.

4. To protect against imminent harm to the rights, property or safety of the Application/Website/Mokusei Intelligence or its users or the public as required or permitted by law.

5. With third party service providers in order to personalize the Application/Website/Services/Products for a better User experience and to perform behavioural analysis.

5. Any portion of the Information containing personal data relating to a User who is a minor i.e. below 13 years of age for the purposes of this document and Terms of Use, shall be deemed to be given with the consent of the minor User’s legal guardian. Such consent is deemed to be provided by User’s registration with us.